Gender, marital status, age, occupation and number of years with a driving license are factors that will help you to have a lower/higher premium.
Less than 3 years old tickets refers to the number (if any) of tickets that the driver who's applying for the insurance quote have from the present time up to three years back.
Less than 3 years old at fault accidents refers to the number (if any) of accidents that the driver who's applying for the insurance quote have from the present time up to three years back.
Mayor violation refers to:
Hit and Run
Driving with a suspended licence.
postal zip code where the vehicle is park or storage when is not in use. usually the garagin zip code is the same as the driver's resident zip code.
Vehicle Identification Number.
This number is located on the registration card. Is not necessary to put this number on the quoted information, but it will help to process a more accurate auto insurance quote.
This refers to what is the main purpose of the car. mainly to go and come back from work or mainly for recreational purpuses (plesure) or mainly for bussines (like pizza/news paper delivery) etc.
How a car is mainly use will help to determinate a better quote.
Liability refers to the amount of money that have to be paid to others if you are involve in an accident at fault.
Liability coverage is require by California with a minimum of 15/30/5.
15/30/5 means that your insurance will pay up to $15000.00 per person with a maximum of $30000.00 per accident on personal injuries and up to $5000.00 of property damages.
15000/30000/5000 is the minimum require by law but you can choose to have more coverage, because in you have an accident at fault and the damages are more that 15/30/5 you will have to pay out of your pocket for the remaining medical and/or property expenses.
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